Built for businesses
that trade worldwide.
From importers paying factories abroad to agencies invoicing overseas clients: one account for every border you cross.
Bulk payments to partners in several countries at once.
Pay suppliers in their own currency, without surprise fees.
Approve payments and check balances from anywhere.
Invoice clients abroad and get paid like a local company.
Real people behind every account.
Payments are serious. When something needs attention, you talk to a person who knows your business.
- 01Dedicated supportEmail and in-app chat on business days, plus a dedicated account manager for every company.
- 02Onboarding helpWe guide you through documents and verification.
- 03Plain answersNo jargon, even when the topic is compliance.
Open your account in 3 steps.
Company details, directors, beneficial owners and what your business does.
Our compliance team verifies your documents. Complex structures may take a little longer.
Get your account details and make your first transfer.
Your account, protected.
Stefa Pay Inc. is a FINTRAC-registered money services business with a dedicated compliance officer and an AML/CTF programme under Canadian PCMLTFA, so you can focus on running your business.
Who can open a Stefa Pay account?
Businesses incorporated in a wide range of jurisdictions, including those in cross-border trade, e-commerce, IT and professional services, as well as individuals aged 18 or over. Certain restricted and sanctioned countries are excluded in line with our compliance policy. Contact us to confirm eligibility for your case.
What documents do I need?
A certificate of incorporation and corporate documents, registers of directors and shareholders, ID for directors and beneficial owners, proof of business address, and a description of your activity, expected volumes and source of funds. We send a full checklist at the start of onboarding.
How long does it take?
Standard onboarding takes 3-7 business days once we receive a complete application. Complex structures or higher-risk industries may need additional review.
Which currencies can I hold?
USD, EUR and USDT. EUR and USD come with dedicated IBANs; USDT is supported for settlement. Other currencies are available on request.
How fast are transfers?
SEPA within 1 business day (instant where supported), USD ACH in 1-2 business days, SWIFT typically 1-3 business days depending on the corridor, and USDT on-chain within minutes.
How much does it cost?
A transparent fee structure with no hidden charges: account maintenance, a per-payment fee for each rail and competitive FX spreads. Full pricing is provided during onboarding and tailored to your transaction profile.
Is my money safe?
Payments are processed through regulated banking and payment partners. We apply security controls, sanctions screening and transaction monitoring under an AML/CTF programme.
Talk to our team
Tell us about your business and we'll get back to you.